Credit and Debit Cards

A credit card is a plastic card issued to users as a system for payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.[1] The issuer of the card creates a revolving account and grants a line of credit or advance to the consumer (or the user) from which the user can borrow funds for payment to a merchant or as a cash advance to the user.

A credit card is different from a charge card: a charge card often requires the balance to be paid in full each month.[2] In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. Most credit cards are issued by banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1. This is defined as 85.60 × 53.98 mm (33/8 × 21/8 in) in size.[3]

Similarly, Debit cards are also used in current markets. Prowzer supplies solutions and both Credit and Debit cards, loyatly cards etc., we can produce cards, link the cards into the payment system, protect data, issue full transactional records, and load the cards with balance or advance to ensure your card users can use them. Such solutions can be an advantage to excel your business and create loyalty with your customers and card users.